Frequently Asked Questions

Rebuild Your Credit... Rebuild Your Life!

  • How do I apply for a loan?
    1. Click here to apply on-line now.
    2. Phone us at 204-256-2300 (in Winnipeg) or 1-877-337-2333 (elsewhere in Canada) and someone will take your application over the phone.
    3. In person at our Winnipeg office.

  • Do I need to have a job to apply?
  • Yes, however if you are not gainfully employed at the present time, someone signing on with you (a guarantor) may be required.

  • What other information will I need to provide in order to apply?
  • Keystone Finance will need a copy of your photo identification, most recent pay-stub, vehicle registrations and your last three months of bank statements.

  • What is collateral?
  • Collateral is something that you own that you pledge to us as security for repayment of your loan. If you have no collateral, you may be required to provide someone to sign with you (a guarantor).

  • How quickly will I receive an answer to my application?
  • You will receive an answer the same day we receive your completed information.

  • Does my loan get reported to Equifax?
  • Yes! Making your payments to us on time will help establish a solid credit rating.

Our Raving Fans
J. & B. H.

Bad things happen to good people, and for the first time in our lives, my wife and I needed serious financial assistance...
... read more